Debt Collectors
A debt collector is a person or company that tries to collect money you owe. They might work for the company you owe or they might work for a collection agency hired to collect the debt or a debt buyer that bought your debt. These articles walk you through what to do if you get sued for a debt and the laws that protect you from harassment.
Dealing with Debt Collectors
Read more about who debt collectors are, what they can and cannot do, your rights if you are contacted or sued for a debt, and where to get help in Virginia.
What Debt Collectors Can and Can't Do
Read more about the rules debt collectors must follow, how to protect yourself from harassment, and what to do if a collector contacts you.
Getting Sued for a Debt in Virginia
Read more about what to do if you are sued for a debt in Virginia, how to respond to court papers, and how to protect your rights in court.
Is My Debt Too Old For My Creditor To Sue Me in Virginia?
Read more about Virginia's time limits for debt collection lawsuits, how to tell if a debt may be too old for your creditor to sue you, and what actions can restart the clock.
How to Deal with Debt Collector Harassment
Read more about what collectors are not allowed to do, how to document violations, and where to report abusive collection practices.
What Happens If I Was Sued for a Debt but Missed My Court Date?
Read more about default judgments in Virginia debt cases, whether you might be able to reopen your case, and what to do if your wages or bank account are being garnished.